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DOP&T

Amendment to National Pension System and Unified Pension Scheme Investment Options

By TEAM CIRCULAR EXPRESS • 13 Nov 2025
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The Ministry of Finance has introduced two new investment options for Central Government employees under the National Pension System and Unified Pension Scheme. These include an Aggressive Life Cycle Fund (LC-75) with a maximum equity exposure of 75% and a Balanced Life Cycle Fund (BLC) with a maximum equity exposure of 50%, which tapers starting from age 45. This notification amends the principal notification dated December 22, 2003.
purpose of issuance
Amendment to investment options
Most Important Details
Introduction of Aggressive Life Cycle Fund (LC-75) with 75% equity cap and Balanced Life Cycle Fund (BLC) with 50% equity cap tapering from age 45
issue for which issued
Notification of amendments to pension scheme investment rules
is it guidelines or office order, or office memorandum
Notification
purpose of issue
To allow more investment options for employees
All the Most Important details in the circular
Insertion of sub-clauses (C) and (D) under para 1(vii)(c) of the principal notification
its purpose it serves
Expanding investment choices for government employees
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