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Operational Guidelines for NPS Swasthya under National Pension System by PFRDA

By TEAM CIRCULAR EXPRESS • 19 Sep 2026
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• PFRDA has issued operational guidelines for 'NPS Swasthya', a scheme integrating retirement savings with super top-up health insurance.
• The scheme allows subscribers to build a corpus for retirement and healthcare expenses.
• It mandates a super top-up health insurance policy.
• Guidelines cover eligibility, contributions, partial withdrawals, HBA empanelment, and insurance policy standards for all NPS stakeholders.
City
New Delhi
State
Delhi
is it pertains to a particular service or cadre
No
issue for which issued
Operational guidelines for NPS Swasthya
is it guidelines or office order, or office memorandum
Guidelines
purpose of issue
To provide a framework for NPS Swasthya, enabling subscribers to build a corpus for retirement and healthcare expenses.
Most Important Details
NPS Swasthya integrates retirement savings with a mandatory super top-up health insurance policy. It allows partial withdrawals for eligible healthcare expenses and defines the role of Health Benefit Administrators (HBAs).
Name of Officer
Vandana Digvijay Singh
Designation
Deputy Secretary (PD)
Department / Organisation
Council of Scientific and Industrial Research (CSIR)
Period / Effective From
2026-09-18
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