GENERAL/ MISCELLANEOUS CIRCULARS

Service Charges Schedule for Remittances and General Banking by J&K Bank

By TEAM CIRCULAR EXPRESS • 16 Oct 2026
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• This document outlines the service charges for remittances, including Demand Drafts, Pay Orders, RTGS, and NEFT transactions at J&K Bank.
• It details specific fee slabs based on transaction amounts and provides information on free services for premium account holders, staff, and pensioners.
• The circular also specifies concession policies for students, borrower accounts, and various high-end banking variants.
Name of Bank
J&K Bank
purpose of issuance
To define the schedule of service charges for general banking and remittance services.
Most Important Details
The document provides a comprehensive breakdown of charges for Demand Drafts, Pay Orders, RTGS, and NEFT. It also lists categories eligible for fee waivers, such as Platinum/Gold account holders, bank staff, pensioners, and J&K Police personnel. It further details specific monthly limits for free Demand Drafts and Pay Orders for various premium account variants.
City
Srinagar
State
Jammu and Kashmir
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Service Charges Schedule for Remittances and General Banking by J&K Bank

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