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Operational Guidelines for NPS Swasthya under National Pension System by PFRDA

By TEAM CIRCULAR EXPRESS • 18 Sep 2026
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• The PFRDA has issued operational guidelines for the NPS Swasthya scheme, effective immediately.
• The scheme integrates retirement savings with a mandatory super top-up health insurance policy for subscribers.
• It defines the roles of Pension Funds (PFs) and Health Benefit Administrators (HBAs).
• Guidelines cover eligibility, contributions, partial withdrawals for healthcare, and grievance redressal mechanisms.
Purpose of issue
To provide operational guidelines for the implementation of the NPS Swasthya scheme.
Most Important Details
The scheme mandates a super top-up health insurance policy alongside an NPS investment account. It outlines eligibility, contribution structures, withdrawal rules for healthcare expenses, and the empanelment process for Health Benefit Administrators (HBAs).
is it guidelines or office order, or office memorandum
Guidelines
issue for which issued
Operational framework for NPS Swasthya
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