GENERAL/ MISCELLANEOUS CIRCULARS
Overview of the Account Aggregator Framework and SBI Implementation
By TEAM CIRCULAR EXPRESS • 06 Jul 2026
👁 60 views
The Account Aggregator (AA) framework is an RBI-led initiative that formalizes data intermediaries to facilitate secure, consent-based sharing of financial information between providers and users. AAs act as data-blind conduits, ensuring users maintain full control over their financial data, including the scope, duration, and purpose of sharing. The ecosystem integrates entities regulated by RBI, IRDA, PFRDA, SEBI, and now GSTN. State Bank of India (SBI) has been live on this ecosystem since July 30, 2022. Currently, SBI has onboarded five Account Aggregators: NADL, CAMS, FinVu, OneMoney, and Anumati.
Framework Name
Account Aggregator Framework
Issuing Authority
Reserve Bank of India
Implementation Date
30.07.2022
Onboarded Account Aggregators
NADL, CAMS, FinVu, OneMoney, Anumati
Regulators Involved
RBI, IRDA, PFRDA, SEBI, GSTN
🔒 Document — view only
Regards, Circular Express
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GENERAL/ MISCELLANEOUS CIRCULARS
Overview of the Account Aggregator Framework and SBI Implementation
By TEAM CIRCULAR EXPRESS • 06 Jul 2026
👁 60 views
The Account Aggregator (AA) framework is an RBI-led initiative that formalizes data intermediaries to facilitate secure, consent-based sharing of financial information between providers and users. AAs act as data-blind conduits, ensuring users maintain full control over their financial data, including the scope, duration, and purpose of sharing. The ecosystem integrates entities regulated by RBI, IRDA, PFRDA, SEBI, and now GSTN. State Bank of India (SBI) has been live on this ecosystem since July 30, 2022. Currently, SBI has onboarded five Account Aggregators: NADL, CAMS, FinVu, OneMoney, and Anumati.
Framework Name
Account Aggregator Framework
Issuing Authority
Reserve Bank of India
Implementation Date
30.07.2022
Onboarded Account Aggregators
NADL, CAMS, FinVu, OneMoney, Anumati
Regulators Involved
RBI, IRDA, PFRDA, SEBI, GSTN
🔒 Document — view only
Regards, Circular Express
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